Financial Modelling Tool for Car Dealerships
Running a car dealership means juggling seasonal demand, vehicle financing, and operational costs – all of which can shift rapidly. With Brixx, you can take control of your business's financial future. Our intuitive modelling tools help you forecast cash flow, manage stock turnover, and make smarter decisions year-round.
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Who can use this Brixx template?
Franchise dealerships
Automotive business managers
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How does Brixx benefit car dealerships?
Car Dealership Template
Designed specifically with the automotive sector in mind – model every element of your dealership's financials
Revenue Forecasting
Forecast car sales, financing deals, servicing income, and inventory costs
Visual Reports
Use visual reports and dashboards to track profitability and plan for growth
Impact Analysis
Instantly see the impact of promotions, seasonal trends, or changes in vehicle pricing
Growth Planning
Simulate different business strategies such as expanding into used car sales or adding new service lines
Get started with the best financial projection software – today!
Financial forecasting software is a game-changer for car dealerships, offering a clear view of upcoming costs, expected revenues, and strategic opportunities. By modelling sales projections, financing structures, and service revenue, dealership owners can stay ahead of the curve.
From adjusting stock levels to preparing for economic changes, Brixx equips you with the insights to stay agile and profitable. With over two decades of expertise in business modelling, Brixx gives automotive businesses the confidence and clarity to thrive in a fast-moving industry.
Start for freeModel your vehicle dealership business in Brixx – see how quickly your finances can make sense!
Project Setup
- Project name : Four Door Car Dealership
- Time period : Monthly (to track sales, finance repayments, and operating costs)
Setup 
Income Components
Component: Vehicle Sales Revenue
Sub-components:
- New Car Sales (15 cars/month @ £25,000 avg) – £375,000/month
- Used Car Sales (20 cars/month @ £12,000 avg) – £240,000/month
Component: Finance & Insurance (F&I) Income
Sub-components:
- Loan Arrangement Fees (£500 avg per financed sale, est. 20 deals/month) – £10,000/month
- Extended Warranty Upsells (10/month @ £1,000) – £10,000/month
- GAP Insurance & Add-ons (£200 avg per deal, 25 deals/month) – £5,000/month
Component: Servicing & Repairs
Sub-components:
- Workshop Labour (200 billable hours @ £60/hour) – £12,000/month
- Parts & Accessories Sales – £8,000/month
Component: Other Income
Sub-components:
- Car Wash/Valeting Services – £2,500/month
- Vehicle Transport Charges to Customers – £1,000/month
Income 
Expenditure Components
Component: Cost of Goods Sold (COGS)
Sub-components:
- New Car Purchase Costs (15 cars @ £22,000) – £330,000/month
- Used Car Purchase Costs (20 cars @ £9,000) – £180,000/month
- Parts & Accessories Purchase – £5,000/month
Component: Operating Costs
Sub-components:
- Staff Salaries (Sales, Technicians, Admin) – £50,000/month
- Marketing & Advertising – £8,000/month
- Rent & Utilities for Showroom/Workshop – £12,000/month
- Insurance (Business, Premises, Vehicles) – £1,200/month
- Business Rates & Licenses – £1,000/month
Component: Administrative Costs
Sub-components:
- Accounting & Legal Fees – £1,500/month
- Dealer Management System Subscription (CRM, stock control) – £600/month
Expenditure 
Asset Components
Component: Fixed Assets
Sub-components:
- Showroom & Workshop Equipment (£100,000, 10-year depreciation)
- Demo Vehicle Fleet (5 cars @ £25,000) – £125,000, depreciated over 4 years
- Tools & Lifts (Workshop Equipment) – £50,000, 5-year depreciation
Component: Inventory (Current Assets)
Sub-components:
- New Cars in Stock (avg 20 @ £22,000) – £440,000
- Used Cars in Stock (avg 25 @ £9,000) – £225,000
- Spare Parts Inventory – £15,000
Component: Financial Assets
Sub-components:
- Cash Reserves – £100,000
- Accounts Receivable (Customer Finance Deposits Due) – £30,000
Assets 
Funding Components
Component: Floor Plan Financing (Stock Loans)
Sub-components:
- Stock Loan Facility (£500,000, 5% interest, revolving facility)
- Repayable on sale of each car (modelled per sale)
Component: Business Loan
Sub-components:
- Equipment Loan (£100,000 @ 6% over 5 years)
Component: Personal Investment
Sub-components:
- Owner Equity Injection – £150,000
Funding 
Scenario Planning in Brixx
Sales Volume Scenarios
- Model a dip in new car sales (e.g., drop to 10 cars/month)
- Spike in used car demand during economic downturns
Interest Rate Sensitivity
- Simulate a rise in floor plan interest rates (e.g., from 5% to 6.5%)
Stock Turnover Delays
- Model slower sales cycles resulting in longer-held inventory and rising interest costs
Unexpected Workshop Costs
- Add an "Unexpected Repairs" component for major lift/machine failure (£10k+)
Scenarios 
Dashboard & Reporting
Cash Flow Report
- Visualise inflows from car sales, F&I, servicing vs. monthly outflows for stock, wages, and loans
Balance Sheet
- Tracks vehicle inventory as assets and floor plan financing as liabilities
- Reflects depreciation of equipment and demo vehicles
Profit & Loss Statement
- Monthly/Annual profit breakdown with gross margin on car sales, net profit from F&I and servicing
Custom KPIs
- Gross Profit per Unit (GPU)
- Inventory Turnover Ratio
- Workshop Utilisation Rate
- Finance Penetration Rate (percentage of sales using dealership financing)
Dashboard 
Strategic forecasting in Brixx
Predict revenue fluctuations based on demand cycles and sales trends
Plan financing costs and evaluate profit margins on financed vs. outright sales
Model inventory acquisition, depreciation, and maintenance schedules
Estimate hiring needs and payroll costs as your business scales
Assess how interest rates or market changes could impact your dealership's bottom line
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Answer real questions about your business:
- Scenario testing
- 10-year financial forecast
- Pre-built templates
- Xero integration
- Automated reports: P&L, balance sheet, cash flow, tax & more
