Financial Modelling Tool for Wholesalers

As a wholesaler, understanding how your cash flow fluctuates throughout the year and knowing when to make strategic decisions is essential. Brixx provides the financial tools you need to gain timely and crucial insights to guide your wholesale operations and growth.

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Wholesalers

Who can use this Brixx template?

  • Wholesale distributors

  • Supply chain managers

  • Bulk goods suppliers

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What are the benefits to wholesalers?

  • Wholesale Template

    The template is tailored to the wholesale sector, covering all aspects of supply chain management, revenue, and expenses

  • Cash Flow Modelling

    Effortlessly model cash flows, bulk purchase costs, shipping fees, and customer payments

  • Charts & Graphs

    Easily interpret results and graphs to assess the profitability of different product lines and distribution channels

  • Impact Analysis

    Quickly evaluate the impact of new income streams, such as expanding product ranges or offering direct-to-consumer sales

  • Instant Feedback

    Receive immediate feedback when modelling different scenarios like price adjustments, supplier negotiations, or changes in demand

Get started with the best financial projection software – today!

Financial forecasting software is essential for wholesalers, offering the insights needed to plan and manage supply chain operations effectively. By forecasting costs and revenue, businesses can gain a clearer picture of their financial landscape. Additionally, forecasting bulk orders, shipping costs, and seasonal demand enables informed decisions on stock management, pricing, and supplier relationships.

The ability to identify industry trends, adjust purchasing strategies, and plan for fluctuations in sales volume further enhances a wholesaler's ability to succeed long-term. With over 20 years of business modelling experience, Brixx stands out as a trusted solution, offering a robust set of features to help wholesalers confidently navigate financial planning.

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Wholesalers

Model your wholesale business in Brixx – see how quickly your finances can make sense!

  • Project Setup

    • Project name : Wholesale Distribution Business
    • Time period : Monthly (to track cash flow, inventory turnover, and supplier payments)
    Setup
    wholesale business project name in Brixx

  • Income Components

    Component: Sales Revenue

    Sub-components:

    • Retailer A Orders: £50,000/month
    • Retailer B Orders: £30,000/month
    • Online B2B Orders: £20,000/month
    • Bulk Orders (Large Clients): £40,000/month
    • International Sales: £25,000/month (exchange rate fluctuations may apply)

    Component: Additional Income

    Sub-components:

    • Rebates from Suppliers: £5,000/quarter (volume-based discounts)
    • Logistics & Handling Fees: £2,000/month (if charging customers for shipping)
    • Damaged Goods Compensation from Suppliers: £1,500/month
    Income
    wholesaler income component example

  • Expenditure Components

    Component: Cost of Goods Sold (COGS)

    Sub-components:

    • Supplier Purchases – Product Line A: £35,000/month
    • Supplier Purchases – Product Line B: £20,000/month
    • Shipping & Import Duties: £5,000/month
    • Warehouse Storage Fees: £3,000/month

    Component: Operational Costs

    Sub-components:

    • Warehouse Rent & Utilities: £8,000/month
    • Employee Salaries (Warehouse Staff + Admin): £15,000/month
    • Inventory Management Software Subscription: £500/month
    • Insurance (Stock & Premises): £3,000/year

    Component: Administrative Costs

    Sub-components:

    • Accounting & Legal Fees: £1,200/year
    • Marketing & Advertising: £5,000/month (including online B2B campaigns)
    • Business Development & Travel: £2,000/month (for meeting suppliers/customers)
    Expenditure
    wholesaler expenditure component example

  • Asset Components

    Component: Fixed Assets

    Sub-components:

    • Warehouse Facility (if owned): £500,000 (appreciation: 2% annually)
    • Forklifts & Equipment: £50,000 (depreciated over 7 years)
    • Delivery Vehicles: £80,000 (depreciated over 5 years)

    Component: Current Assets

    Sub-components:

    • Inventory (Stock on Hand): £100,000 (fluctuates based on sales cycles)
    • Accounts Receivable (Unpaid Customer Invoices): £60,000 (30-day payment terms)
    • Cash Reserves: £50,000 (starting balance + surplus profits)
    Assets
    wholesaler assets component example

  • Funding Components

    Component: Business Loans

    Sub-components:

    • Warehouse Mortgage (if applicable): £400,000 at 5% interest, 20-year term
    • Equipment Financing Loan: £50,000 at 7% interest, 5-year term

    Component: Investor Capital

    Sub-components:

    • Owner's Initial Investment: £100,000
    • Angel Investment for Expansion: £200,000 (for increasing inventory & logistics)

    Component: Trade Credit & Supplier Terms

    Sub-components:

    • Supplier Credit Terms: £50,000 (30-60 day payment window)
    Funding
    wholesaler funding component example

  • Scenario Planning in Brixx

    Sales Growth Projections

    • Model 5%, 10%, and 15% increases in orders to assess profitability.

    Supplier Cost Increases

    • Test the impact of a 10% rise in product costs and adjust pricing accordingly.

    Inventory Holding Strategies

    • Simulate high vs. low inventory levels and their effects on cash flow.

    Late Payments from Retailers

    • Model scenarios where customers delay payments and how it affects working capital.
    Scenarios
    wholesaler scenario component example

  • Dashboard & Reporting

    Cash Flow Report

    • Track daily inflows and outflows, ensuring enough liquidity to cover supplier payments.

    Balance Sheet

    • Monitor stock levels, receivables, and liabilities to optimise financial stability.

    Profit & Loss Statement

    • See net margins by comparing revenue, COGS, and expenses for each period.

    Key Financial Metrics

    • Gross Margin = (Revenue – COGS) / Revenue
    • Inventory Turnover Ratio = COGS / Average Inventory
    • Days Sales Outstanding (DSO) = (Accounts Receivable / Revenue) × 365
    Dashboard
    wholesaler dashboard component example

Strategic forecasting in Brixx

  • Calculating the profitability impact of varying pricing models and order volumes

  • Demonstrating projected earnings to support funding applications or supplier negotiations

  • Forecasting and budgeting for warehousing, logistics, and operational expenses

  • Anticipating financial requirements for seasonal stock fluctuations and bulk purchasing opportunities

  • Evaluating the impact of market trends, inflation, and economic shifts on supply chain costs and sales

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  • Jewellers

    Jeweller

    As a jewellery business owner, managing cash flow and planning for seasonal shifts in demand is critical.

  • Courier Services

    Courier Service

    Running a courier business involves managing tight delivery schedules, vehicle costs, and fluctuating demand throughout the year.

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Answer real questions about your business:

  • Scenario testing
  • 10-year financial forecast
  • Pre-built templates
  • Xero integration
  • Automated reports: P&L, balance sheet, cash flow, tax & more
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