Financial Modelling Tool for Jewellers

As a jewellery business owner, managing cash flow and planning for seasonal shifts in demand is critical. With Brixx, you can create detailed financial forecasts that bring clarity to your finances and support smarter business decisions – whether you're managing a boutique shop or scaling an online jewellery brand.

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10000+ users

Jewellers

Who can use this Brixx template?

  • Independent jewellers

  • Jewellery designers and makers

  • Jewellery retailers and eCommerce businesses

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What are the benefits to jewellery businesses?

  • Jewellery Template

    The template is designed with the jewellery trade in mind, supporting everything from raw material costs to seasonal promotions

  • Cash Flow Modelling

    Build cash flow forecasts with ease, including product launches, trade show events, and marketing campaigns

  • Visualise Trends

    Instantly visualise profitability trends across different collections or store locations

  • Scenario Planning

    Explore the financial impact of adding new sales channels, like online marketplaces or pop-up events

  • Scenario Testing

    Test scenarios such as gold price fluctuations, changes in supplier costs, or staffing adjustments

Start building a clearer financial future with Brixx today

For jewellers, having precise insight into your finances is vital to running a profitable and sustainable business. With Brixx's financial forecasting software, you can forecast sales, plan for costs, and adapt to seasonal trends with confidence.

By modelling different growth paths and reacting to real-time changes – whether it's sourcing costs, market shifts, or product launches – you'll be equipped to make smarter, faster decisions. With decades of experience in business modelling, Brixx is the go-to tool to support and grow your jewellery business.

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Jewellers

Model your jewellery business in Brixx – see how quickly your finances can make sense!

  • Project Setup

    • Project name : His and Hers Jewellers
    • Time period : Monthly (ideal for tracking sales, inventory, and seasonal demand)
    Setup
    jewellers business name in brixx

  • Income Components

    Component: Retail Sales

    Sub-components:

    • Engagement Rings (£10,000/month avg)
    • Wedding Bands (£6,000/month avg)
    • Necklaces & Bracelets (£5,000/month avg)
    • Watches (£8,000/month avg)
    • Custom Orders (Bespoke) (£4,000/month, variable)

    Component: Repairs & Services

    Sub-components:

    • Jewellery Repairs (£1,000/month)
    • Ring Resizing & Cleaning (£500/month)
    • Watch Battery Replacements (£300/month)

    Component: Other Income

    Sub-components:

    • Commission from Partnered Brands (£200/month)
    • Scrap Metal Resale (e.g., gold offcuts) (£400/month)
    Income
    jewellers income component example

  • Expenditure Components

    Component: Cost of Goods Sold (COGS)

    Sub-components:

    • Purchase of Stock Items (£12,000/month average)
    • Custom Design Materials (£1,500/month)
    • Packaging & Gift Boxes (£300/month)

    Component: Operational Costs

    Sub-components:

    • Staff Wages (2 sales staff + 1 jeweller) (£6,500/month)
    • Rent for Retail Unit (£2,500/month)
    • Utilities & Internet (£350/month)
    • Insurance (business, theft, liability) (£1,800/year)
    • Equipment Maintenance (ultrasonic cleaners, tools) (£100/month)

    Component: Marketing & Admin Costs

    Sub-components:

    • Website Hosting & Ecommerce Platform (£50/month)
    • Social Media & Local Ads (£400/month)
    • Accounting & Legal Fees (£2,000/year)
    • POS Software Subscription (£100/month)
    Expenditure
    jewellers expenditure component example

  • Asset Components

    Component: Fixed Assets

    Sub-components:

    • Retail Fit-Out (£20,000, depreciated over 5 years)
    • Workshop Tools & Equipment (£10,000, depreciated over 3-5 years)
    • Display Cabinets & Security (£8,000, depreciated over 5 years)

    Component: Inventory

    Sub-components:

    • Initial Stock (£50,000 of jewellery items)
    • Raw Materials for Custom Work (£5,000)
    • Packaging & Sundries (£1,000)

    Component: Current Assets

    Sub-components:

    • Cash Reserves (£15,000 starting balance)
    • Accounts Receivable (for custom orders) (£2,000/month)
    Assets
    jewellers asset component example

  • Funding Components

    Component: Personal Investment

    Sub-components:

    • Owner Capital Injection (£40,000 for startup)

    Component: Business Loan

    Sub-components:

    • Small Business Loan (£30,000 at 6% interest, 5-year term)

    Component: Equipment Leasing (Optional)

    Sub-components:

    • Laser Engraver (£200/month over 3 years)
    Funding
    jewellers asset funding example

  • Scenario Planning in Brixx

    Seasonal Sales Trends

    • Model sales spikes during December, Valentine's Day, and wedding season (May-August).

    Inventory Shortages or Delays

    • Add delay scenarios to stock replenishment and see cash flow impact.

    Gold Price Fluctuations

    • Create variables tied to material costs for custom jewellery depending on commodity prices.

    High-Value Theft Scenario

    • Model a scenario with unexpected loss of stock to see the impact on profit and insurance coverage.

    New Location Expansion

    • Forecast opening a second store with increased rent, staff, and double sales.
    Scenarios
    jewellers asset scenario example

  • Dashboard & Reporting

    Cash Flow Report

    • Track monthly sales against cost of goods sold, staff wages, and overheads.

    Balance Sheet

    • Display the value of stock, fixed assets, and liabilities like loans.

    Profit & Loss Statement

    • Show total revenue (product + services), gross profit, operating expenses, and net income.

    Custom KPIs

    • Gross Profit Margin (e.g. 60% target)
    • Inventory Turnover Ratio
    • Sales per Square Foot
    • Custom Order % of Total Revenue
    Dashboard
    jewellery business dashboard component example

Strategic forecasting in Brixx

  • Understand how high and low seasons affect your revenue and cash reserves

  • Forecast inventory costs, supplier payments, and promotional expenses

  • Demonstrate financial strength to secure business loans or funding for expansion

  • Plan for hiring staff, store renovations, or investing in new equipment

  • Anticipate trends in consumer demand and prepare for shifting market conditions

Explore different industry frameworks you can build in Brixx for your business

  • Wholesalers

    Wholesaler

    As a wholesaler, understanding how your cash flow fluctuates throughout the year and knowing when to make strategic decisions is.

  • Manufacturers

    Manufacturer

    Manufacturers and manufacturing business owners must grasp the nuances of cash flow changes throughout the year and the timing of.

  • Retail

    Retail

    Retail business owners need to manage cash flow fluctuations throughout the year and make informed decisions accordingly.

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Answer real questions about your business:

  • Scenario testing
  • 10-year financial forecast
  • Pre-built templates
  • Xero integration
  • Automated reports: P&L, balance sheet, cash flow, tax & more
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