Practical advice on forecasting, cash flow, and planning, plus templates, walkthroughs, and strategies you can apply straight away.
Household budgeting builds real skills, but running a business demands more: forecasting uncertain revenue, ring-fencing VAT and tax, spreading equipment costs, chasing late payers, paying yourself properly and funding growth before it pays off.
Starting a startup means planning differently to a small business, with faster scaling, early losses and outside funding all changing the sums. This guide sets out the key figures to model first, including runway, burn rate, start-up costs, founder salary and scenario planning, before you begin trading.
A practical starting point for founders with no finance background, covering the three core reports, five essential terms and a simple weekly, monthly and yearly checking routine, plus why profit and cash are never the same thing.
A healthy bank balance can mask a business that loses money on every sale, as prepayments, funding and stretched supplier terms flatter cash without fixing the underlying economics. This piece explains why cash and profit diverge, the traps to watch for, and how to stress test your numbers.
A plain-English look at Brixx components, the individual building blocks such as employees, loans, assets and income, that you combine to build a financial plan without spreadsheet formulas. Learn what each component type does and how they automatically link into your profit and loss, cash flow and balance sheet.
A practical look at how do you calculate net cash flow, covering the basic formula, the direct and indirect methods, and the three activity categories behind a cash flow statement, plus common mistakes and how forecasting software like Brixx can automate the sums.
TL;DR: Break-even point (units) = fixed costs ÷ (price per unit minus variable cost per unit). Break-even point (revenue) = fixed costs ÷ contribution margin ratio. Contribution margin is what's left from each sale after variable costs, before fixed costs are covered. Price, fixed costs and variable costs each move your break-even point differently, so…
If you own a seasonal business then you know that your income will ebb and flow throughout the year. Read through this guide for some practical steps to make sure you minimise any off-season cash flow problems.
Cash flow forecasting for SaaS businesses is the process of estimating how money will move in and out of your company over time. Whether you’re running a growing SaaS startup or managing finances in an established business, understanding your future cash position gives you a clear advantage.
Inflation is something that affects us all, whether we own a business or not. The world’s economy can shift in an instant and when costs rise, it can put real pressure on personal finances. Brixx is designed to support you and your business. As a financial modelling and planning tool, it can help you to adapt to financial uncertainty with confidence. Read on to learn more.
Creating a financial forecast with no historical data is not about predicting the exact future. Instead, it’s about developing informed estimates based on research, business logic, and structured modelling. Learn more with Brixx.
We have created many informative articles exploring financial forecasting and business planning, and this time we would like to explore how to improve your business forecasts to make better informed decisions going forwards.
Almost every business needs physical resources to keep things running! Whether it’s a vehicle, a laptop, or an office building, these assets exist to help produce the goods or services that your business sells. They also represent your business’ overall value, so understanding how they fit into your financial plan is really important.
Once you’ve created a cash flow forecast, you’re in a great position to start examining future scenarios for your business. In this article we look at 6 common scenarios that almost any business should be modelling.
What is direct costs? Discover how businesses track expenses directly linked to production, from raw materials to labour, and why understanding these costs is key for budgeting, forecasting, and improving profitability.
Got a fancy new asset and not sure on the best way to depreciate it? What even is depreciation? In this article we’ll look at the popular depreciation methods with examples and formulas so you can work out the best method for you.
In this article we unpack the differences between accrual basis and cash basis accounting. Find out which method benefits your business the most and what insights you can learn from each system.
Chat GPT in accounting helps automate routine tasks like invoice categorisation, report drafting, and basic financial analysis – saving time and improving efficiency without replacing accountants. Read on to learn more.
Want to build a product people actually buy? The first step is to research target market data so you understand who your ideal customers are, what they need, and how much they’re willing to pay. This guide explains how to identify your audience, create customer personas, conduct interviews, and use real market research insights to shape smarter pricing and business decisions.
If you’re new to the balance sheet, understanding each of its components can seem like an overwhelming and complicated ordeal. So, today we’re going to tackle some of the most frequently misunderstood components of the balance sheet, fixed and current assets. First, we’ll break down fixed and current separately and explain their categories, then we’ll draw the differences between the two.
