Financial Modelling Tool for Farmers
As a farmer, it's important to understand how your cash flow can change throughout the year and when to make key decisions. Brixx offers the financial tools to help you get the insights you need, allowing you to plan budgets, manage resources wisely, and keep your farming operations running smoothly.
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Who can use this Brixx template?
Agricultural co-ops
Rural enterprises
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What are the benefits for farmers?
Farming Template
The template is tailored to the farming sector, covering everything from crop or livestock costs to seasonal income and operational expenses
Cash Flow Insights
Easily track cash flow, grant income, sales trends, and production costs
Growth Planning
Quickly analyse financial reports and projections to support decision-making and growth
Impact Analysis
Evaluate the impact of new funding, expansion plans, or changes in input costs and market prices
Scenario Testing
Get instant feedback when testing different scenarios like drought, price fluctuations, or new investment opportunities
Get started with the best financial projection software – today!
Financial planning software is an essential tool for farmers and agricultural businesses, helping you manage your finances more effectively. By forecasting income from sources like crop sales, livestock revenue, and farm subsidies, you can get a clearer picture of where your business stands. Additionally, predicting operational costs helps you make better decisions about budgeting, sustainability, and managing risks.
Being able to spot trends, adjust your strategies, and plan for financial challenges gives your farm a stronger foundation for long-term success. With over 20 years of experience in business planning and modelling, Brixx is a trusted solution that offers the tools you need to confidently navigate financial planning.
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Model your farming business with Brixx – watch your finances come together in no time!
Project Setup
- Project name : Harvest Acres Farming Business
- Time period : Monthly (capturing seasonal fluctuations in income and costs)
Setup 
Income Components
Component: Crop Sales
Sub-components:
- Wheat & Grains (£5,000 per harvest, 2 harvests per year)
- Fruits & Vegetables (£3,000/month, higher in summer)
- Organic Produce Premium Pricing (£1,500/month, seasonal spikes)
Component: Livestock Sales
Sub-components:
- Meat Production (Beef, Poultry) (£7,500 per quarter)
- Dairy Products (Milk, Cheese) (£4,000/month)
- Egg Sales (£800/month)
Component: Agritourism & Events
Sub-components:
- Farm Tours & Educational Workshops (£500/event, 3 events per month)
- Seasonal Events (Pumpkin Patch, Christmas Tree Sales) (£10,000 total in October-December)
Income 
Expenditure Components
Component: Operational Costs
Sub-components:
- Feed & Animal Care (£2,000/month)
- Seeds & Fertilizers (£1,500/month)
- Fuel & Machinery Maintenance (£1,200/month)
- Labour Costs (£6,000/month for farmhands)
- Irrigation & Utilities (£700/month)
Component: Administrative Costs
Sub-components:
- Farm Insurance (£300/month)
- Marketing & Sales (£400/month for social media, local ads)
- Accounting & Software (£100/month, could include Brixx!)
Component: Seasonal Costs
Sub-components:
- Extra Harvest Labour (£5,000 per harvest season)
- Winter Animal Feed Storage (£2,500 in autumn)
Expenditure 
Asset Components
Component: Fixed Assets
Sub-components:
- Tractors & Machinery (£50,000, depreciated over 10 years)
- Barns & Silos (£100,000, depreciated over 20 years)
- Greenhouses (£20,000, depreciated over 10 years)
- Farm Vehicles (Pickups, ATVs) (£25,000, depreciated over 5 years)
Component: Current Assets
Sub-components:
- Inventory (Feed, Seeds, Fertilizers) (£5,000)
- Cash Reserves (£10,000 starting balance)
- Accounts Receivable (£2,500/month)
Assets 
Funding Components
Component: Loans & Credit
Sub-components:
- Business Loan for Land & Equipment (£200,000 at 6% interest, 15-year term)
- Line of Credit for Seasonal Expenses (£10,000 limit)
Component: Personal Investment
Sub-components:
- Initial Owner Capital (£30,000)
Component: Government Grants
Sub-components:
- Renewable Energy Grant (Solar Panels for Farm) (£10,000, one-time)
Funding 
Scenario Planning in Brixx
Seasonal Revenue Fluctuations :
- Model peak revenue in summer (harvest time) and dips in winter.
Machinery Breakdown :
- Forecast emergency costs for repairs or new purchases.
Drought or Weather Impact :
- Adjust yield and revenue to see how cash flow is affected.
New Product Line :
- Introduce a dairy processing unit and analyse profitability.
Scenarios 
Dashboard & Reporting
Cash Flow Report :
- Show income spikes during harvest seasons and expenditure consistency.
Profit & Loss Statement :
- Track total sales, operational costs, and net profit.
Balance Sheet :
- Monitor assets (land, machinery) and liabilities (loans).
Custom KPIs :
- Yield per acre, profit per animal, and return on farm equipment investment.
Dashboard 
Strategic forecasting in Brixx
Planning for seasonal income fluctuations and understanding their impact on year-round sustainability
Demonstrating financial health and farm impact for grants, loans, or supplier agreements
Budgeting for farm operations, equipment, labour, and resource management. Anticipating financial needs for new initiatives, crop diversification, or emergency reserves
Evaluating the effects of changing commodity prices, weather conditions, or input costs on profitability
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Free for 7 days. No credit card required.
Answer real questions about your business:
- Scenario testing
- 10-year financial forecast
- Pre-built templates
- Xero integration
- Automated reports: P&L, balance sheet, cash flow, tax & more












